documents mortgage loan
houston home loans.

Documents

General documents required for most loans.
Your tax returns for the last two years
(proof of your income)
Your pay stubs from your employment
(proof of employment)
Cancelled checks for rent or mortgage
Explanation letter for any credit problems
Copy of driver license and social security card or (work permit)
The completed loan application
Divorce decree - so show who is responsible
for what prior debts.

Instructions for completing a loan documents

1. Complete and signpage 1, 2, 3, 4 pages residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out.
2. If you are salaried: provide two years W-2 and one month of pay stubs or if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
3. If you own rental property, please provide rental agreements and two years tax returns.
4. Please provide a copy of the note on your 1st mortgage. This will normally be found in your closing loan documents. Re-financing.
5. Please provide a signed letter explaining what you plan to do with the proceeds.
6. Provide copy of divorce decree if applicable.
7. If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.